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Tennessee

Tennessee Real Estate Exam: Complete 2026 Prep Guide

Tennessee's real estate affiliate broker exam covers national content plus TN-specific topics under the Tennessee Real Estate Commission (TREC). The first-time pass rate is around 65%. Tennessee uses 'affiliate broker' as the entry-level title.

Tennessee Exam Requirements at a Glance

Pre-licensing education: 90 hours (60-hour course + 30-hour course)

Exam provider: PSI Services

Exam format: 120 questions — 80 national + 40 Tennessee state-specific

Time limit: 4 hours

Passing score: 70% on each portion (must pass both)

Exam fee: approximately $39

License title: affiliate broker (entry-level)

Post-licensing education: 30 hours within first license cycle

Age requirement: 18 years old

Confirm current rules with the Tennessee Real Estate Commission (TREC).

What Makes Tennessee Different

Tennessee uses 'affiliate broker' as the entry-level title (instead of salesperson). The state requires 30 hours of post-licensing education within the first license cycle and has detailed disclosure requirements through the Tennessee Residential Property Disclosure Act.

Tennessee-Specific Topics You Must Know

These appear on the state portion and are not covered by generic national prep materials.

Tennessee Real Estate Commission (TREC) — structure, powers, and disciplinary authority.

TN Real Estate Broker License Act — TCA Title 62, Chapter 13.

Tennessee Residential Property Disclosure Act — required disclosures for residential sales.

Trust account rules — strict requirements for handling earnest money.

Real Estate Education and Recovery Account — consumer protection fund.

Foreclosure — Tennessee is a non-judicial foreclosure state under deed of trust.

Disclosure of property defects — knowledge of material defects must be disclosed.

Continuing education — 16 hours per 2-year cycle including 6 hours of core topics.

Study Plan for the Tennessee Exam

Week 1: Diagnostic + national content. Strong on contracts, agency, finance.

Week 2: National continued — property ownership, fair housing, valuation, math. Target 70%+.

Week 3: TN law — TREC rules, Broker License Act, Residential Property Disclosure Act, deeds of trust. 40+ TN practice questions.

Week 4: Full-length timed practice exams. Review missed questions. Target 75%+.

Start Your Tennessee Exam Prep

The free diagnostic identifies your weakest topics so you can focus on what matters most.

Tennessee Resources

Tennessee Exam FAQ

What is an affiliate broker in Tennessee?

Tennessee's entry-level real estate license title. Affiliate brokers work under a sponsoring broker. With experience and additional education, you can advance to broker.

What is post-licensing education in TN?

30 hours of post-licensing courses required within the first license cycle (6 hours per topic across 5 topics). Separate from continuing education.

Is Tennessee a non-judicial foreclosure state?

Yes. Tennessee uses deeds of trust and allows non-judicial foreclosure through trustee's sale.

What is the TN Residential Property Disclosure Act?

Tennessee's required disclosure for residential sales. Sellers must complete a disclosure form covering known property defects.

Does Tennessee require fingerprinting?

Yes. Tennessee requires fingerprinting and a TBI/FBI background check before licensure.