Minnesota
Minnesota Real Estate Exam: Complete 2026 Prep Guide
Minnesota's real estate salesperson exam covers national content plus MN-specific topics including well disclosure, septic disclosure, and the Minnesota Department of Commerce regulations. The first-time pass rate is around 65%.
Minnesota Exam Requirements at a Glance
Pre-licensing education: 90 hours (3 courses, 30 hours each)
Exam provider: PSI Services
Exam format: 130 questions — 80 national + 50 Minnesota state-specific
Time limit: 4 hours
Passing score: 75% on each portion (must pass both)
Exam fee: approximately $63
License title: salesperson (under sponsoring broker)
Age requirement: 18 years old
Confirm current rules with the Minnesota Department of Commerce.
What Makes Minnesota Different
Minnesota requires three sequential 30-hour courses for pre-licensing. The state has unique disclosure requirements covering wells, septic systems (subsurface sewage treatment systems), and radon. Minnesota is a judicial foreclosure state, though foreclosure by advertisement is also commonly used.
Minnesota-Specific Topics You Must Know
These appear on the state portion and are not covered by generic national prep materials.
Minnesota Department of Commerce — Real Estate Section. Know the Commissioner's authority.
Minnesota Statutes Chapter 82 — real estate licensing law.
Well Disclosure — Minnesota Statute 103I requires disclosure of any well on the property.
Subsurface Sewage Treatment System (SSTS) Disclosure — required for properties not on municipal sewer.
Radon Disclosure — Minnesota requires radon awareness disclosure for residential transactions.
Disclosure of Material Facts — broad duty to disclose known material facts affecting property value.
Foreclosure — both judicial and foreclosure by advertisement (non-judicial) available.
Continuing education — 30 hours per 2-year cycle including required topics.
Study Plan for the Minnesota Exam
Week 1: Diagnostic + national content. Strong on contracts, finance, agency.
Week 2: National continued — property ownership, fair housing, valuation, math. Target 75%+.
Week 3: MN law — Department of Commerce rules, Chapter 82, well/SSTS/radon disclosures. 50+ MN practice questions.
Week 4: Full-length timed practice exams. Review missed questions. Target 78%+.
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Minnesota Resources
Minnesota Exam FAQ
What is well disclosure in Minnesota?
Minnesota Statute 103I requires sellers to disclose the location and status of any well on the property using the Minnesota Well Disclosure Certificate.
What is SSTS disclosure?
Subsurface Sewage Treatment System disclosure — required for properties not on municipal sewer. Sellers must disclose system type, condition, and compliance status.
Is Minnesota a judicial foreclosure state?
Both. Minnesota allows judicial foreclosure and foreclosure by advertisement (non-judicial). The choice depends on the lender and circumstances.
What is the MN Department of Commerce?
The state agency that regulates real estate, insurance, and other industries. The Real Estate Section handles licensing and discipline.
Does Minnesota require radon disclosure?
Yes. Minnesota requires sellers to provide a radon information brochure to buyers and disclose any known radon test results.